Here is a standard and professional Terms of Service (ToS) tailored for Moner Bikash.
Since your platform includes educational materials, mindfulness content, and digital downloads (like e-books), I have included specific clauses such as a medical disclaimer and digital product policies to properly protect your website.
Terms of Service – Moner Bikash
Last Updated: September 2, 2026
Welcome to Moner Bikash. By accessing or using our website at [Your Website URL] and purchasing our digital products or services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully. If you do not agree with these terms, you must not use our website.
1. Acceptance of Terms
By accessing Moner Bikash, you confirm that you have read, understood, and agree to be bound by these Terms of Service, along with our Privacy Policy. These terms apply to all visitors, users, and others who access or use the website.
2. Intellectual Property Rights
All content published on Moner Bikash, including but not limited to e-books, articles, blog posts, audio, graphics, logos, and digital downloads, is the exclusive property of Moner Bikash or its content creators. You may not reproduce, distribute, modify, or resell any part of our content without prior written consent from us.
3. Digital Products and Purchases
- Access: Upon purchasing digital products (such as e-books or downloadable guides), you are granted a limited, non-exclusive, non-transferable license to use the content for your personal, non-commercial use.
- Refund Policy: Due to the digital nature of our products, all sales are considered final. We do not offer refunds once a digital product has been downloaded or accessed, unless there is a technical defect on our end that prevents you from accessing the purchased file.
4. Educational and Wellness Disclaimer
The content provided on Moner Bikash, including techniques for cognitive focus, mindfulness, and motivational strategies, is for informational and educational purposes only. It is not intended to be a substitute for professional medical advice, diagnosis, or psychological treatment. Always seek the advice of a qualified healthcare provider or mental health professional with any questions you may have regarding a medical or psychological condition.
5. User Conduct
When using our website, you agree not to:
- Use the website for any unlawful purpose.
- Share, distribute, or pirate our digital e-books and premium content.
- Interfere with or disrupt the security, functionality, or performance of the website.
- Submit false or misleading information when making a purchase or contacting support.
6. Third-Party Links
Our website may contain links to third-party web sites or services that are not owned or controlled by Moner Bikash. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.
7. Limitation of Liability
To the maximum extent permitted by law, Moner Bikash and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of, or inability to access or use, the website or any of our digital products.
8. Changes to These Terms
We reserve the right, at our sole discretion, to modify or replace these Terms of Service at any time. We will notify users of any significant changes by updating the “Last Updated” date at the top of this page. Your continued use of the website following the posting of any changes constitutes acceptance of those changes.
9. Governing Law
These Terms shall be governed and construed in accordance with the laws of Bangladesh, without regard to its conflict of law provisions.
10. Contact Us
If you have any questions about these Terms of Service, please contact us at:
- Email: [Your Support Email Address, e.g., support@monerbikash.com]
- Website: [Your Website URL]
A few quick tips:
- Make sure to add the link to this Terms of Service page in the footer of your website, ideally right next to your Privacy Policy.
- Before launching your digital bookstore, double-check that your chosen payment gateways allow the specific refund policy outlined in Section 3.